Welcome Build Well Life
Take care of your family
Empowering Your Journey with Faith-Based Financial Solutions
Our Services
What We Offer
We provide the best insurance policies
Life Insurance
Retirement Planning
Final Expense insurance
We Always Care About Our Clients
Services Tailored for You
States Served
Products Offered
FAQ
Why Choose Us
Why Choose
Build Well Life?
Our commitment is to provide you with insurance solutions that are not just transactions but transformative steps towards a more secure and prosperous life.
What states do you serve?
I am able to help clients living in the following states: Virginia, Maryland, Georgia, North Carolina, New Jersey, Florida, and Delaware.
What is life insurance?
Life insurance is a contract between an individual and an insurance company, where the individual pays regular premiums in exchange for a lump sum payment, known as a death benefit, to beneficiaries upon the individual’s death.
What's the difference between term and whole life insurance?
Term insurance covers you for a specific period, while whole life insurance provides coverage for your entire life and includes a savings component.
What is final expense insurance?
Final expense insurance is designed to cover end-of-life expenses such as funeral costs, medical bills, and other debts that can be left behind.
What is mortgage protection insurance (MPI)?
MPI is a life insurance policy designed to pay off your mortgage if you pass away during the term of the loan.
What is an annuity?
An annuity is a financial product that provides a series of payments made at equal intervals. They are often used for retirement income.
What is tax-free retirement?
It refers to strategies and financial products that allow you to accumulate and withdraw funds in retirement without incurring taxes.
How can I achieve a tax-free retirement?
By utilizing financial products like Roth IRAs, certain life insurance policies, and municipal bonds that offer tax-free distributions.
Are there different types of annuities?
Yes, the main types are fixed, variable, and indexed annuities. Each has its own risk and payout potential.
Can life insurance be used for tax-free retirement?
Yes, certain policies allow for tax-free loans against the cash value, which can supplement retirement income.
What's a LIRP (Life Insurance Retirement Plan)?
A strategy using life insurance to provide tax-free retirement income via policy loans.
How does a Health Savings Account (HSA) fit in?
HSAs allow you to save pre-tax dollars for medical expenses. Unused funds can be withdrawn tax-free after age 65.
Our Promise to You
At Build Well Life, founded by Felicia Charles, we believe in blending financial wisdom with spiritual guidance to secure your future and nurture your faith.
Transparency in Every Interaction: Understand exactly what you're getting, with clear explanations and no hidden agendas.
Integrity at the Core: Financial advice and solutions that align with your values and our unwavering ethical standards.
Faith-Driven Guidance: We incorporate our faith in Jesus Christ into our professional advice, offering you not just financial security but also spiritual assurance.
What our clients say
Monifa Lowe
Customer
My experience with Felicia Charles as my Agent was excellent!! She was very detailed in explaining what product was best for me. I do recommend others to contact her for their insurance needs.
Silvert Blanchard
Customer
It was pleasure and honor to have Felicia Charles to assist with my whole insurance. She had great experience with the product. As I brought two Policies. she have shown a strong commitment to the customer experience by returning calls within one hour. she showed a strong work ethic by consistently staying until all daily tasks are completed. Therefore, I will recommend her to all siblings, co- workers and friends.
Dwayne Davis
As a customer, I was serviced by. An AMAZING Insurance Agent Felicia whom provided me w/ the perfect policy to fit my needs and her people skills were DYNAMIC! Certainly would like to commend her services and include Felicia’s expertise regarding insurance. I hope to refer others to her. Thank You!
Patricia Cannon
Felicia is an excellent agent she’s very detailed making sure you understand what product is best for you. I highly recommend her.
Let’s Chat!
Schedule a Free Consult Today
Start Your Journey Towards Financial Security and Spiritual Fulfillment
Ready to take the first step towards a more secure future? Felicia Charles is here to guide you, with no pressure, just heartfelt advice. Schedule your free consultation today and discover how you can build a well life, both financially and spiritually.
Felicia Charles
Owner of Build Well Life